Last updated: 06.07.2026
1. Acceptance of these Terms
By accessing and using this website ("https://www.mymortgagegateway.co.uk"), you agree to be bound by these Terms of Use. If you do not agree with these terms, please do not use this Website.
2. About Us
This Website is operated by My Mortgage Gateway, a trading name of TIME Mortgage Experts Limited.
3. Website Content
The information provided on this Website is for general information purposes only and should not be relied upon as financial, legal or tax advice.While we make reasonable efforts to ensure that the information on this Website is accurate and up to date, we do not guarantee that all content is complete, accurate or current. Mortgage products, lending criteria and interest rates may change without notice.Any mortgage or protection information provided on this Website does not constitute a recommendation or personalised advice.
4. Professional Advice
Mortgage and protection recommendations are only provided following an assessment of your individual circumstances by one of our qualified advisers.Your eligibility for any mortgage or insurance product will depend on your personal circumstances and the lender's or insurer's criteria.
5. Your Responsibilities
You agree to use this Website lawfully and not to:
~attempt to gain unauthorised access to the Website or its systems;
~interfere with the operation or security of the Website;
~introduce viruses, malware or other harmful material;
~use the Website in any way that could damage its functionality or reputation.
6. Intellectual Property
Unless otherwise stated, all content on this Website, including text, graphics, logos, images and design, is owned by or licensed to My Mortgage Gateway and is protected by copyright and intellectual property laws.You may view, download and print pages for your personal, non-commercial use only. No content may be copied, reproduced or distributed without prior written permission.
7. Links to Other Websites
This Website may contain links to third-party websites for your convenience.
We have no control over the content or availability of those websites and accept no responsibility for any information, products or services they provide. Inclusion of a link does not imply endorsement.
8. Availability
We aim to keep the Website available and functioning correctly at all times. However, we do not guarantee uninterrupted access and may suspend, withdraw or amend the Website without notice.We are not liable for any loss arising from the Website being unavailable.
9. Limitation of Liability
To the fullest extent permitted by law, My Mortgage Gateway shall not be liable for any direct, indirect or consequential loss arising from the use of, or inability to use, this Website or reliance on any information contained within it.Nothing in these Terms excludes liability for death or personal injury caused by negligence, fraud, or any liability that cannot legally be excluded.
10. Privacy and Cookies
Your use of this Website is also governed by our Privacy Policy and Cookie Policy, which explain how we collect, use and protect your personal information.
11. Changes to these Terms
We may update these Terms of Use from time to time. Any changes will take effect immediately upon publication on this page.
12. Governing Law
These Terms of Use are governed by the laws of England and Wales.Any disputes arising from the use of this Website shall be subject to the exclusive jurisdiction of the courts of England and Wales.Important InformationYour home may be repossessed if you do not keep up repayments on your mortgage.There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% of the amount borrowed, although a typical fee is 0.3%.If you have any questions about these Terms of Use, please contact us using the details provided on our Contact page.